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Up to $10,000
Down Payment & Closing Cost Assistance

 

 

 

 

 

Pathway to Purchase First Time Homebuyer Assistance Program Highlights

 

 

 

Pathway to Purchase
Pathway to Purchase offers Up to $10,000 down payment and closing costs for First Time Home Buyers in Prince George's County
 

 

     
 

0% interest second trust for first time home buyers must
be paid back on prorated basis when home is sold,
transferred or buyer moves out. Fully forgiven provided
buyer remains in home for 10 years. See chart for details

 

     
 

All Prince George’s county zip codes eligible.
Maximum purchase price $313,000

 

     
 

Buyer's minimum contribution 1.75% of purchase
or 50% of liquid assets over $3000 (whichever is greater)

 

     

FHA, VA, Conventional loans

 

 

 

 

INCOME LIMITS FOR AFFORDABLE HOUSING PROGRAM
 

Household Size

51%-80% Area Median

1

$61,150.00

2

$69,900.00

3

$78,650.00

4

$87,350.00

5

$94,350.00

6

$101,350.00

7

$108,350.00

8

$115,350.00

 

PROGRAM CHART
 

Purchaser Remains in HOME

Balance Due

As % of Total Pathway to Purchase Loan Received

Less than 1 year

100%

At least 1 year but less than 2 years

90%

At least 2 year but less than 3 years

80%

At least 3 year but less than 4 years

70%

At least 4 year but less than 5 years

60%

At least 5 year but less than 6 years

50%

At least 6 year but less than 7 years

40%

At least 7 year but less than 8 years

30%

At least 8 year but less than 9 years

20%

At least 9 year but less than 10 years

10%

Ten years of more

0%

   

PURCHASE PRICE LIMITS:
The maximum purchase price of homes utilizing PATHWAY TO PURCHASE assistance is: $313,000.00 (resales) and $313,00.00 (new construction) THERE ARE NO EXCEPTIONS TO THIS LIMIT.

DEBIT REQUIREMENTS:
33% FRONT END | 45% BACK END

BUYER’S MINIMUM CONTRIBUTION:
1.75% of purchase price or 50% of liquid assets over $3,000.00 (whichever is greater).

View the Guidelines:
CLICK HERE

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6710 Oxon Hill Road, Suite 460
National Harbor, MD  20745
240-839-4343- Office
888-522-2624- Fax

 

 

 

 

 

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